ING
ChallengerING offers term deposits from 3-month to 2-year. Its highest current rate is 5.30% p.a. for a 1-year term, with interest paid at maturity and a $10k minimum deposit. Compare ING's current rates with the highest term deposit rates in Australia to see whether it is competitive right now.
Best available rate
1-year term · At maturity · Min. $10k
This is one of ING's strongest current rates, but higher rates may be available across other lenders or terms.
Current Rates
Compare ING against all current term deposit rates or browse by term: 3-month, 6-month, 1-year, 2-year.
| Term | Rate p.a. | Interest paid | Min deposit | Since | |
|---|---|---|---|---|---|
| 3mo | At maturity | $10k | 17 Jun 2026 | ||
| See all 3-month rates → | |||||
| 6mo | At maturity | $10k | 17 Jun 2026 | ||
| See all 6-month rates → | |||||
| 1yr | At maturity | $10k | 7 Jul 2026 | ||
| See all 1-year rates → | |||||
| 2yr | At maturity | $10k | 15 May 2026 | ||
| See all 2-year rates → | |||||
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ING term deposit FAQs
What is ING's best term deposit rate? ▾
ING's best current term deposit rate is 5.30% p.a. for a 1-year term, with interest paid at maturity. Compare this with all Australian banks →
What is ING's best 12-month term deposit rate? ▾
ING's best current 12-month term deposit rate is 5.30% p.a., with interest paid at maturity. Compare 12-month rates across all banks →
What is the minimum deposit for an ING term deposit? ▾
The lowest minimum deposit currently available for a ING term deposit is $10,000. Minimum deposits can vary by term length — check the rates table above for details.
Are ING's term deposit rates competitive right now? ▾
ING's best current rate is 5.30% p.a. for a 1-year term. Compare this against the current leaders to see where it sits in the market: See the best term deposit rates in Australia →