Last updated: September 2026
ING vs Macquarie Bank Term Deposits
Side-by-side rate comparison across all available terms. Rates are pulled live from both banks daily — no hardcoded figures.
ING wins
terms
Macquarie Bank wins
0
terms
Tied
2
terms
Rate Comparison by Term
| Term | ING | Macquarie Bank |
|---|---|---|
| 3mo |
5.05%
At maturity
|
5.05%
Quarterly
|
| 6mo |
At maturity
|
5.15%
Semi-annually
|
| 1yr |
5.30%
At maturity
|
5.30%
At maturity
|
| 2yr |
At maturity
|
2.00%
At maturity
|
| 3yr | Not offered |
2.00%
At maturity
|
| 5yr | Not offered |
2.00%
At maturity
|
Rates current as of 2 September 2026. "Tied" means equal interest rate — payment frequency may differ, see each cell for details.
Biggest gap: 2yr. ING leads by 2.70% (4.70% vs 2.00%). For terms of 2yr and beyond, ING holds a consistent advantage.
ING
ChallengerBest rate: p.a. (1yr, At maturity)
4 terms available · Min. $10k
View all ING rates →Macquarie Bank
NeoBest rate: p.a. (1yr, At maturity)
6 terms available · Min. $5k
View all Macquarie Bank rates →Get alerted when either lender changes their rates
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