ING — Rate History

See ING's term deposit rate history and current term options. As of July 2026, ING's strongest current rates are on longer-term deposits, with up to 5.30% p.a. on a 1yr term. Shorter terms currently reach 5.20% p.a. for 6mo. Compare all current term deposit rates to see how ING compares with other Australian banks today.

3mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.05% Current	At maturity	$10k	17 Jun 2026	—
4.90%	At maturity	$10k	15 May 2026	17 Jun 2026

6mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.20% Current	At maturity	$10k	17 Jun 2026	—
5.15%	At maturity	$10k	15 May 2026	17 Jun 2026

1yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.30% Current	At maturity	$10k	7 Jul 2026	—
5.30%	Annually	$10k	15 May 2026	7 Jul 2026

2yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.70% Current	At maturity	$10k	15 May 2026	—