Last updated: July 2026

ANZ vs ING Term Deposits

Side-by-side rate comparison across all available terms. Rates are pulled live from both banks daily — no hardcoded figures.

ANZ wins

term

ING wins

terms

Tied

term

Rate Comparison by Term

Term	ANZ	ING	Better rate
3mo	3.35% At maturity	5.05% ✓ At maturity	ING (+1.70%)
6mo	5.10% At maturity	5.20% ✓ At maturity	ING (+0.10%)
1yr	5.30% Annually	5.30% At maturity	Tied
18mo	5.30% Annually	Not offered	ANZ (only option)
2yr	5.00% ✓ Annually	4.70% At maturity	ANZ (+0.30%)
3yr	4.60% Annually	Not offered	ANZ (only option)
5yr	4.00% Annually	Not offered	ANZ (only option)

Rates current as of 17 July 2026. "Tied" means equal interest rate — payment frequency may differ, see each cell for details.

Biggest gap: 3mo. ING leads by 1.70% (5.05% vs 3.35%).

Big4

Best rate: 5.30% p.a. (18mo, Annually)

7 terms available · Min. $5k

Challenger

Best rate: 5.30% p.a. (1yr, At maturity)

4 terms available · Min. $10k

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