Rabobank

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www.rabobank.com.au ↗
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Rabobank offers term deposits from 3-month to 5-year. Its highest current rate is 5.15% p.a. for a 5-year term, with interest paid annually and a $5k minimum deposit. Its 1-year rate currently reaches 5.00% p.a. Compare Rabobank's current rates with the highest term deposit rates in Australia to see whether it is competitive right now.

Best available rate

5.15% p.a.

5-year term · Annually · Min. $5k

This is one of Rabobank's strongest current rates, but higher rates may be available across other lenders or terms.

Current Rates

Last updated 8 July 2026 Rates are sourced from publicly available bank data and updated regularly.

Compare Rabobank against all current term deposit rates or browse by term: 3-month, 6-month, 1-year, 18-month, 2-year, 3-year, 5-year.

Term Rate p.a. Interest paid Min deposit Since
3mo 4.85% Quarterly $500k 8 Jul 2026
4.80% At maturity $5k 3 Apr 2026
See all 3-month rates →
6mo 5.00% Semi-annually $500k 8 Jul 2026
4.95% At maturity $5k 8 Jul 2026
See all 6-month rates →
1yr 5.00% Annually $5k 8 Jul 2026
4.95% Semi-annually $5k 8 Jul 2026
4.90% Quarterly $5k 8 Jul 2026
4.85% Monthly $5k 8 Jul 2026
See all 1-year rates →
18mo 3.60% Semi-annually $500k 8 Jul 2026
3.55% Quarterly $500k 8 Jul 2026
3.50% Monthly $500k 8 Jul 2026
See all 18-month rates →
2yr 4.80% Annually $5k 8 Jul 2026
4.75% Semi-annually $5k 8 Jul 2026
4.70% Quarterly $5k 8 Jul 2026
4.65% Monthly $5k 8 Jul 2026
See all 2-year rates →
3yr 4.85% Annually $5k 8 Jul 2026
4.80% Semi-annually $5k 8 Jul 2026
4.75% Quarterly $5k 8 Jul 2026
4.70% Monthly $5k 8 Jul 2026
See all 3-year rates →
5yr 5.15% Annually $5k 8 Jul 2026
5.10% Semi-annually $5k 8 Jul 2026
5.05% Quarterly $5k 8 Jul 2026
5.00% Monthly $5k 8 Jul 2026
See all 5-year rates →

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Rabobank term deposit FAQs

What is Rabobank's best term deposit rate?

Rabobank's best current term deposit rate is 5.15% p.a. for a 5-year term, with interest paid annually. Compare this with all Australian banks →

What is Rabobank's best 12-month term deposit rate?

Rabobank's best current 12-month term deposit rate is 5.00% p.a., with interest paid annually. Compare 12-month rates across all banks →

What is the minimum deposit for a Rabobank term deposit?

The lowest minimum deposit currently available for a Rabobank term deposit is $5,000. Minimum deposits can vary by term length — check the rates table above for details.

Are Rabobank's term deposit rates competitive right now?

Rabobank's best current rate is 5.15% p.a. for a 5-year term. Compare this against the current leaders to see where it sits in the market: See the best term deposit rates in Australia →

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