Rabobank — Rate History

See Rabobank's term deposit rate history and current term options. As of July 2026, Rabobank's strongest current rates are on longer-term deposits, with up to 5.15% p.a. on a 5yr term. Shorter terms currently reach 5.00% p.a. for 6mo. Compare all current term deposit rates to see how Rabobank compares with other Australian banks today.

3mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.85% Current	Quarterly	$500k	8 Jul 2026	—
4.90%	Quarterly	$500k	3 Apr 2026	8 Jul 2026
4.80% Current	At maturity	$5k	3 Apr 2026	—

6mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.00% Current	Semi-annually	$500k	8 Jul 2026	—
4.95% Current	At maturity	$5k	8 Jul 2026	—
5.15%	Semi-annually	$500k	3 Apr 2026	8 Jul 2026
5.05%	At maturity	$5k	3 Apr 2026	8 Jul 2026

1yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.90% Current	Quarterly	$5k	8 Jul 2026	—
5.00% Current	Annually	$5k	8 Jul 2026	—
4.95% Current	Semi-annually	$5k	8 Jul 2026	—
4.85% Current	Monthly	$5k	8 Jul 2026	—
5.20%	Semi-annually	$5k	22 Apr 2026	8 Jul 2026
5.15%	Quarterly	$5k	22 Apr 2026	8 Jul 2026
5.10%	Monthly	$5k	22 Apr 2026	8 Jul 2026
5.25%	Annually	$5k	22 Apr 2026	8 Jul 2026

18mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
3.55% Current	Quarterly	$500k	8 Jul 2026	—
3.60% Current	Semi-annually	$500k	8 Jul 2026	—
3.50% Current	Monthly	$500k	8 Jul 2026	—
3.65%	Semi-annually	$500k	3 Apr 2026	8 Jul 2026
3.55%	Monthly	$500k	3 Apr 2026	8 Jul 2026
3.60%	Quarterly	$500k	3 Apr 2026	8 Jul 2026

2yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.65% Current	Monthly	$5k	8 Jul 2026	—
4.75% Current	Semi-annually	$5k	8 Jul 2026	—
4.70% Current	Quarterly	$5k	8 Jul 2026	—
4.80% Current	Annually	$5k	8 Jul 2026	—
5.10%	Annually	$5k	22 Apr 2026	8 Jul 2026
5.00%	Quarterly	$5k	22 Apr 2026	8 Jul 2026
5.05%	Semi-annually	$5k	22 Apr 2026	8 Jul 2026
4.95%	Monthly	$5k	22 Apr 2026	8 Jul 2026

3yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.75% Current	Quarterly	$5k	8 Jul 2026	—
4.80% Current	Semi-annually	$5k	8 Jul 2026	—
4.70% Current	Monthly	$5k	8 Jul 2026	—
4.85% Current	Annually	$5k	8 Jul 2026	—
5.05%	Monthly	$5k	22 Apr 2026	8 Jul 2026
5.20%	Annually	$5k	22 Apr 2026	8 Jul 2026
5.15%	Semi-annually	$5k	22 Apr 2026	8 Jul 2026
5.10%	Quarterly	$5k	22 Apr 2026	8 Jul 2026

5yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.15% Current	Annually	$5k	8 Jul 2026	—
5.10% Current	Semi-annually	$5k	8 Jul 2026	—
5.00% Current	Monthly	$5k	8 Jul 2026	—
5.05% Current	Quarterly	$5k	8 Jul 2026	—
5.45%	Monthly	$5k	22 Apr 2026	8 Jul 2026
5.55%	Semi-annually	$5k	22 Apr 2026	8 Jul 2026
5.50%	Quarterly	$5k	22 Apr 2026	8 Jul 2026
5.60%	Annually	$5k	22 Apr 2026	8 Jul 2026