Last updated: July 2026

NAB vs Rabobank Term Deposits

Side-by-side rate comparison across all available terms. Rates are pulled live from both banks daily — no hardcoded figures.

NAB wins

terms

Rabobank wins

terms

Rate Comparison by Term

Term	NAB	Rabobank	Better rate
3mo	3.35% At maturity	4.85% ✓ Quarterly	Rabobank (+1.50%)
6mo	3.50% Semi-annually	5.00% ✓ Semi-annually	Rabobank (+1.50%)
1yr	5.25% ✓ At maturity	5.00% Annually	NAB (+0.25%)
18mo	5.20% ✓ At maturity	3.60% Semi-annually	NAB (+1.60%)
2yr	5.20% ✓ Annually	4.80% Annually	NAB (+0.40%)
3yr	3.80% Annually	4.85% ✓ Annually	Rabobank (+1.05%)
5yr	3.80% Annually	5.15% ✓ Annually	Rabobank (+1.35%)

Rates current as of 17 July 2026.

Biggest gap: 18mo. NAB leads by 1.60% (5.20% vs 3.60%).

Big4

Best rate: 5.25% p.a. (1yr, At maturity)

7 terms available · Min. $5k

Challenger

Best rate: 5.15% p.a. (5yr, Annually)

7 terms available · Min. $5k

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