Last updated: July 2026
ANZ vs NAB Term Deposits
Side-by-side rate comparison across all available terms. Rates are pulled live from both banks daily — no hardcoded figures.
ANZ wins
terms
NAB wins
1
term
Tied
1
term
Rate Comparison by Term
| Term | ANZ | NAB |
|---|---|---|
| 3mo |
3.35%
At maturity
|
3.35%
At maturity
|
| 6mo |
At maturity
|
3.50%
Semi-annually
|
| 1yr |
Annually
|
5.25%
At maturity
|
| 18mo |
Annually
|
5.20%
At maturity
|
| 2yr |
5.00%
Annually
|
Annually
|
| 3yr |
Annually
|
3.80%
Annually
|
| 5yr |
4.00%
Annually
|
3.80%
Annually
|
Rates current as of 17 July 2026.
Biggest gap: 6mo. ANZ leads by 1.60% (5.10% vs 3.50%).
Get alerted when either lender changes their rates
We'll email you when ANZ or NAB update any term deposit rate. Free.
No spam. Unsubscribe in one click.
Compare all lenders
Best term deposit rates →
ANZ detail
ANZ rates →
NAB detail
NAB rates →
All lenders
View all lenders →