Westpac — Rate History
All recorded term deposit rates, newest first per term.
1mo term
| Rate p.a. | Interest paid | Min deposit | Valid from | Valid to |
|---|---|---|---|---|
| 1.20% Current | Monthly | $5k | 2 Apr 2026 | — |
2mo term
| Rate p.a. | Interest paid | Min deposit | Valid from | Valid to |
|---|---|---|---|---|
| 1.40% Current | Monthly | $5k | 2 Apr 2026 | — |
| 1.45% Current | At maturity | $5k | 2 Apr 2026 | — |
3mo term
| Rate p.a. | Interest paid | Min deposit | Valid from | Valid to |
|---|---|---|---|---|
| 3.05% Current | Monthly | $1k | 2 Apr 2026 | — |
| 3.05% Current | Quarterly | $5k | 2 Apr 2026 | — |
| 3.05% Current | At maturity | $5k | 19 Mar 2026 | — |
4mo term
| Rate p.a. | Interest paid | Min deposit | Valid from | Valid to |
|---|---|---|---|---|
| 3.05% Current | Monthly | $5k | 2 Apr 2026 | — |
| 3.10% Current | At maturity | $5k | 2 Apr 2026 | — |
5mo term
| Rate p.a. | Interest paid | Min deposit | Valid from | Valid to |
|---|---|---|---|---|
| 3.15% Current | At maturity | $5k | 2 Apr 2026 | — |
| 3.10% Current | Monthly | $5k | 2 Apr 2026 | — |
6mo term
| Rate p.a. | Interest paid | Min deposit | Valid from | Valid to |
|---|---|---|---|---|
| 3.10% Current | Semi-annually | $5k | 2 Apr 2026 | — |
| 3.10% Current | Monthly | $1k | 2 Apr 2026 | — |
| 3.15% Current | At maturity | $5k | 19 Mar 2026 | — |
7mo term
| Rate p.a. | Interest paid | Min deposit | Valid from | Valid to |
|---|---|---|---|---|
| 3.20% Current | Monthly | $5k | 2 Apr 2026 | — |
| 3.25% Current | At maturity | $5k | 2 Apr 2026 | — |
8mo term
| Rate p.a. | Interest paid | Min deposit | Valid from | Valid to |
|---|---|---|---|---|
| 3.25% Current | Monthly | $5k | 2 Apr 2026 | — |
| 3.30% Current | At maturity | $5k | 2 Apr 2026 | — |
9mo term
| Rate p.a. | Interest paid | Min deposit | Valid from | Valid to |
|---|---|---|---|---|
| 3.35% Current | Monthly | $5k | 2 Apr 2026 | — |
| 3.40% Current | At maturity | $5k | 2 Apr 2026 | — |
| 3.35% | At maturity | $5k | 19 Mar 2026 | 2 Apr 2026 |
10mo term
| Rate p.a. | Interest paid | Min deposit | Valid from | Valid to |
|---|---|---|---|---|
| 3.40% Current | Monthly | $5k | 2 Apr 2026 | — |
| 3.45% Current | At maturity | $5k | 2 Apr 2026 | — |
11mo term
| Rate p.a. | Interest paid | Min deposit | Valid from | Valid to |
|---|---|---|---|---|
| 3.35% Current | Monthly | $5k | 2 Apr 2026 | — |
| 3.40% Current | At maturity | $5k | 2 Apr 2026 | — |
1yr term
| Rate p.a. | Interest paid | Min deposit | Valid from | Valid to |
|---|---|---|---|---|
| Current | Annually | $5k | 9 Apr 2026 | — |
| 3.95% Current | At maturity | $1k | 2 Apr 2026 | — |
| Annually | $5k | 2 Apr 2026 | 9 Apr 2026 | |
| 3.90% Current | Semi-annually | $5k | 2 Apr 2026 | — |
| 3.90% Current | Monthly | $1k | 2 Apr 2026 | — |
| At maturity | $5k | 19 Mar 2026 | 2 Apr 2026 |
2yr term
| Rate p.a. | Interest paid | Min deposit | Valid from | Valid to |
|---|---|---|---|---|
| Current | At maturity | $5k | 9 Apr 2026 | — |
| At maturity | $5k | 2 Apr 2026 | 9 Apr 2026 | |
| Current | Annually | $5k | 19 Mar 2026 | — |
3yr term
| Rate p.a. | Interest paid | Min deposit | Valid from | Valid to |
|---|---|---|---|---|
| 4.30% Current | Annually | $5k | 19 Mar 2026 | — |
5yr term
| Rate p.a. | Interest paid | Min deposit | Valid from | Valid to |
|---|---|---|---|---|
| 2.90% Current | Annually | $5k | 2 Apr 2026 | — |
| 2.85% Current | Monthly | $5k | 2 Apr 2026 | — |
| 2.85% Current | Semi-annually | $5k | 2 Apr 2026 | — |