Southern Cross CU — Rate History

See Southern Cross CU's term deposit rate history and current term options. As of June 2026, Southern Cross CU's strongest current rates are on longer-term deposits, with up to 5.00% p.a. on a 1yr term. Shorter terms currently reach 4.75% p.a. for 6mo. Compare all current term deposit rates to see how Southern Cross CU compares with other Australian banks today.

3mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.60% Current	At maturity	$5k	1 Jun 2026	—

6mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.75% Current	At maturity	$5k	11 Apr 2026	—
4.75% Current	Monthly	$5k	11 Apr 2026	—

1yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.00% Current	Monthly	$5k	11 Apr 2026	—
5.00% Current	At maturity	$5k	11 Apr 2026	—

18mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
3.50% Current	At maturity	$5k	11 Apr 2026	—

2yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.70% Current	At maturity	$5k	1 Jun 2026	—