See Southern Cross CU's term deposit rate history and current term options. As of September 2026, Southern Cross CU's strongest current rates are on longer-term deposits, with up to 5.30% p.a. on a 1yr term. Shorter terms currently reach 5.20% p.a. for 6mo. Compare all current term deposit rates to see how Southern Cross CU compares with other Australian banks today.
3mo term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
5.00%
Current
At maturity
$5k
1 Sep 2026
—
4.85%
At maturity
$5k
3 Aug 2026
1 Sep 2026
4.60%
At maturity
$5k
1 Jun 2026
3 Aug 2026
6mo term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
5.20%
Current
Monthly
$5k
23 Sep 2026
—
5.20%
Current
At maturity
$5k
23 Sep 2026
—
5.10%
Monthly
$5k
1 Sep 2026
23 Sep 2026
5.10%
At maturity
$5k
1 Sep 2026
23 Sep 2026
5.00%
At maturity
$5k
3 Aug 2026
1 Sep 2026
5.00%
Monthly
$5k
3 Aug 2026
1 Sep 2026
4.75%
At maturity
$5k
11 Apr 2026
3 Aug 2026
4.75%
Monthly
$5k
11 Apr 2026
3 Aug 2026
1yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
5.30%
Current
At maturity
$5k
23 Sep 2026
—
5.30%
Current
Monthly
$5k
23 Sep 2026
—
5.00%
At maturity
$5k
11 Apr 2026
23 Sep 2026
5.00%
Monthly
$5k
11 Apr 2026
23 Sep 2026
18mo term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
3.50%
Current
At maturity
$5k
11 Apr 2026
—
2yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
4.70%
Current
At maturity
$5k
1 Jun 2026
—
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