Southern Cross CU
Credit unionSouthern Cross CU offers term deposits from 3-month to 2-year. Its highest current rate is 5.00% p.a., available on both 1-year and 1-year terms, with minimum deposits starting from $5k. Compare Southern Cross CU's current rates with the highest term deposit rates in Australia to see whether it is competitive right now.
Best available rate
1-year term · Monthly · Min. $5k
This is one of Southern Cross CU's strongest current rates, but higher rates may be available across other lenders or terms.
Current Rates
Compare Southern Cross CU against all current term deposit rates or browse by term: 3-month, 6-month, 1-year, 18-month, 2-year.
| Term | Rate p.a. | Interest paid | Min deposit | Since | |
|---|---|---|---|---|---|
| 3mo | At maturity | $5k | 1 Jun 2026 | ||
| See all 3-month rates → | |||||
| 6mo | At maturity | $5k | 11 Apr 2026 | ||
| 4.75% | Monthly | $5k | 11 Apr 2026 | ||
| See all 6-month rates → | |||||
| 1yr | Monthly | $5k | 11 Apr 2026 | ||
| 5.00% | At maturity | $5k | 11 Apr 2026 | ||
| See all 1-year rates → | |||||
| 18mo | 3.50% | At maturity | $5k | 11 Apr 2026 | |
| See all 18-month rates → | |||||
| 2yr | At maturity | $5k | 1 Jun 2026 | ||
| See all 2-year rates → | |||||
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Southern Cross CU term deposit FAQs
What is Southern Cross CU's best term deposit rate? ▾
Southern Cross CU's best current term deposit rate is 5.00% p.a. for a 1-year term, with interest paid monthly. Compare this with all Australian banks →
What is Southern Cross CU's best 12-month term deposit rate? ▾
Southern Cross CU's best current 12-month term deposit rate is 5.00% p.a., with interest paid monthly. Compare 12-month rates across all banks →
What is the minimum deposit for a Southern Cross CU term deposit? ▾
The lowest minimum deposit currently available for a Southern Cross CU term deposit is $5,000. Minimum deposits can vary by term length — check the rates table above for details.
Are Southern Cross CU's term deposit rates competitive right now? ▾
Southern Cross CU's best current rate is 5.00% p.a. for a 1-year term. Compare this against the current leaders to see where it sits in the market: See the best term deposit rates in Australia →