People First Bank — Rate History

See People First Bank's term deposit rate history and current term options. As of September 2026, People First Bank's strongest current rates are on longer-term deposits, with up to 5.25% p.a. on a 2yr term. Shorter terms currently reach 5.00% p.a. for 6mo. Compare all current term deposit rates to see how People First Bank compares with other Australian banks today.

3mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.00% Current	At maturity	$5k	15 May 2026	—

6mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.00% Current	At maturity	$5k	15 May 2026	—

1yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.20% Current	Annually	$5k	4 Jul 2026	—
5.08% Current	Monthly	$5k	4 Jul 2026	—
5.35%	Annually	$5k	27 May 2026	4 Jul 2026
5.22%	Monthly	$5k	27 May 2026	4 Jul 2026

2yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.25% Current	Annually	$5k	24 Sep 2026	—
5.13% Current	Monthly	$5k	24 Sep 2026	—
4.75%	Annually	$5k	19 Sep 2026	24 Sep 2026
4.65%	Monthly	$5k	19 Sep 2026	24 Sep 2026
5.25%	Annually	$5k	18 Sep 2026	19 Sep 2026
5.13%	Monthly	$5k	18 Sep 2026	19 Sep 2026
4.65%	Monthly	No minimum	8 Apr 2026	18 Sep 2026
4.75%	Annually	No minimum	8 Apr 2026	18 Sep 2026

3yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.13% Current	Monthly	$5k	24 Sep 2026	—
5.25% Current	Annually	$5k	24 Sep 2026	—
4.75%	Annually	$5k	19 Sep 2026	24 Sep 2026
4.65%	Monthly	$5k	19 Sep 2026	24 Sep 2026
5.25%	Annually	$5k	18 Sep 2026	19 Sep 2026
5.13%	Monthly	$5k	18 Sep 2026	19 Sep 2026
4.75%	Annually	No minimum	8 Apr 2026	18 Sep 2026
4.65%	Monthly	No minimum	8 Apr 2026	18 Sep 2026

5yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.13% Current	Monthly	$5k	24 Sep 2026	—
5.25% Current	Annually	$5k	24 Sep 2026	—
4.75%	Annually	$5k	19 Sep 2026	24 Sep 2026
4.65%	Monthly	$5k	19 Sep 2026	24 Sep 2026
5.13%	Monthly	$5k	18 Sep 2026	19 Sep 2026
5.25%	Annually	$5k	18 Sep 2026	19 Sep 2026
4.75%	Annually	$5k	9 Jun 2026	18 Sep 2026
4.65%	Monthly	$5k	9 Jun 2026	18 Sep 2026
4.75%	At maturity	No minimum	2 Jun 2026	3 Jun 2026