People's Choice — Rate History

All recorded term deposit rates, newest first per term.

1mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
2.25% Current	Monthly	$1k	8 Apr 2026	—
1.05%	Monthly	$1k	23 Mar 2026	8 Apr 2026

2mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
3.00% Current	At maturity	—	8 Apr 2026	—
1.20% Current	Monthly	$1k	2 Apr 2026	—
1.30%	At maturity	$1k	23 Mar 2026	8 Apr 2026

3mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
3.90% Current	Monthly	$1k	2 Apr 2026	—
4.00% Current	Quarterly	$1k	1 Apr 2026	—
3.85%	Quarterly	$1k	23 Mar 2026	1 Apr 2026

4mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.85% Current	At maturity	—	8 Apr 2026	—
4.25% Current	Monthly	$1k	2 Apr 2026	—
4.35%	At maturity	$1k	1 Apr 2026	8 Apr 2026
4.10%	At maturity	$1k	23 Mar 2026	1 Apr 2026

5mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.00% Current	At maturity	—	8 Apr 2026	—
3.55% Current	Monthly	$1k	2 Apr 2026	—
3.65%	At maturity	$1k	1 Apr 2026	8 Apr 2026
3.50%	At maturity	$1k	23 Mar 2026	1 Apr 2026

6mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.00% Current	Semi-annually	—	8 Apr 2026	—
4.90% Current	Monthly	$1k	8 Apr 2026	—
4.70%	Monthly	$1k	2 Apr 2026	8 Apr 2026
4.80%	Semi-annually	$1k	1 Apr 2026	8 Apr 2026
4.50%	Semi-annually	$1k	23 Mar 2026	1 Apr 2026

7mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.50% Current	At maturity	—	8 Apr 2026	—
3.95% Current	Monthly	$1k	2 Apr 2026	—
4.05%	At maturity	$1k	1 Apr 2026	8 Apr 2026
3.90%	At maturity	$1k	23 Mar 2026	1 Apr 2026

8mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.50% Current	At maturity	—	8 Apr 2026	—
3.80% Current	Monthly	$1k	2 Apr 2026	—
3.90%	At maturity	$1k	1 Apr 2026	8 Apr 2026
3.75%	At maturity	$1k	23 Mar 2026	1 Apr 2026

9mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.10% Current	At maturity	—	8 Apr 2026	—
4.80% Current	Monthly	$1k	2 Apr 2026	—
4.90%	At maturity	$1k	1 Apr 2026	8 Apr 2026
4.60%	At maturity	$1k	23 Mar 2026	1 Apr 2026

10mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.50% Current	At maturity	—	8 Apr 2026	—
3.80% Current	Monthly	$1k	2 Apr 2026	—
3.90%	At maturity	$1k	1 Apr 2026	8 Apr 2026
3.75%	At maturity	$1k	23 Mar 2026	1 Apr 2026

11mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.50% Current	At maturity	—	8 Apr 2026	—
3.80% Current	Monthly	$1k	2 Apr 2026	—
3.90%	At maturity	$1k	1 Apr 2026	8 Apr 2026
3.75%	At maturity	$1k	23 Mar 2026	1 Apr 2026

1yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.15% Current	Monthly	$1k	8 Apr 2026	—
5.25% Current	Annually	—	8 Apr 2026	—
5.00%	Monthly	$1k	2 Apr 2026	8 Apr 2026
5.10%	Annually	$1k	1 Apr 2026	8 Apr 2026
4.75%	Annually	$1k	23 Mar 2026	1 Apr 2026

2yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.75% Current	Annually	—	8 Apr 2026	—
4.65% Current	Monthly	—	8 Apr 2026	—
4.02%	Monthly	—	2 Apr 2026	8 Apr 2026
4.10%	Annually	$1k	1 Apr 2026	8 Apr 2026
3.60%	Annually	$1k	23 Mar 2026	1 Apr 2026

3yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.75% Current	Annually	—	8 Apr 2026	—
4.65% Current	Monthly	—	8 Apr 2026	—
4.02%	Monthly	—	2 Apr 2026	8 Apr 2026
4.10%	Annually	$1k	1 Apr 2026	8 Apr 2026
3.60%	Annually	$1k	23 Mar 2026	1 Apr 2026

4yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.65% Current	Monthly	—	8 Apr 2026	—
4.75% Current	Annually	—	8 Apr 2026	—
3.54%	Monthly	—	2 Apr 2026	8 Apr 2026
3.60%	Annually	$1k	23 Mar 2026	8 Apr 2026

5yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.75% Current	Annually	—	8 Apr 2026	—
4.65% Current	Monthly	—	8 Apr 2026	—
3.54%	Monthly	—	2 Apr 2026	8 Apr 2026
3.60%	Annually	$1k	23 Mar 2026	8 Apr 2026