NAB — Rate History

See NAB's term deposit rate history and current term options. As of July 2026, NAB's strongest current rates are on longer-term deposits, with up to 5.25% p.a. on a 1yr term. Shorter terms currently reach 3.50% p.a. for 6mo. Compare all current term deposit rates to see how NAB compares with other Australian banks today.

3mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
3.35% Current	At maturity	$5k	12 Apr 2026	—

6mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
3.50% Current	Semi-annually	$5k	14 Apr 2026	—

1yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.15% Current	Monthly	$5k	26 May 2026	—
5.20% Current	Semi-annually	$5k	26 May 2026	—
5.25% Current	At maturity	$5k	26 May 2026	—
5.15% Current	Quarterly	$5k	26 May 2026	—

18mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.10% Current	Quarterly	$5k	6 Jul 2026	—
5.10% Current	Monthly	$5k	6 Jul 2026	—
5.20% Current	At maturity	$5k	6 Jul 2026	—
5.15% Current	Semi-annually	$5k	6 Jul 2026	—
5.20%	At maturity	$5k	29 Jun 2026	6 Jul 2026
5.10%	Monthly	$5k	29 Jun 2026	6 Jul 2026
5.15%	Semi-annually	$5k	29 Jun 2026	6 Jul 2026
5.10%	Quarterly	$5k	29 Jun 2026	6 Jul 2026
5.15%	Semi-annually	$5k	27 Jun 2026	29 Jun 2026
5.10%	Monthly	$5k	27 Jun 2026	29 Jun 2026
5.10%	Quarterly	$5k	27 Jun 2026	29 Jun 2026
5.20%	At maturity	$5k	27 Jun 2026	29 Jun 2026
5.20%	At maturity	$5k	22 Jun 2026	26 Jun 2026
5.15%	Semi-annually	$5k	22 Jun 2026	26 Jun 2026
5.10%	Monthly	$5k	22 Jun 2026	26 Jun 2026
5.10%	Quarterly	$5k	22 Jun 2026	26 Jun 2026
5.15%	Semi-annually	$5k	15 Jun 2026	22 Jun 2026
5.20%	At maturity	$5k	15 Jun 2026	22 Jun 2026
5.10%	Quarterly	$5k	15 Jun 2026	22 Jun 2026
5.10%	Monthly	$5k	15 Jun 2026	22 Jun 2026
5.20%	At maturity	$5k	8 Jun 2026	15 Jun 2026
5.10%	Quarterly	$5k	8 Jun 2026	15 Jun 2026
5.15%	Semi-annually	$5k	8 Jun 2026	15 Jun 2026
5.10%	Monthly	$5k	8 Jun 2026	15 Jun 2026
5.10%	Monthly	$5k	1 Jun 2026	8 Jun 2026
5.15%	Semi-annually	$5k	1 Jun 2026	8 Jun 2026
5.10%	Quarterly	$5k	1 Jun 2026	8 Jun 2026
5.20%	At maturity	$5k	1 Jun 2026	8 Jun 2026

2yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.20% Current	Annually	$5k	6 May 2026	—
5.10% Current	Quarterly	$5k	6 May 2026	—
5.15% Current	Semi-annually	$5k	6 May 2026	—
5.10% Current	Monthly	$5k	6 May 2026	—

3yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
3.80% Current	Annually	$5k	6 May 2026	—
3.75% Current	Monthly	$5k	6 May 2026	—
3.75% Current	Semi-annually	$5k	6 May 2026	—
3.75% Current	Quarterly	$5k	6 May 2026	—

5yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
3.75% Current	Monthly	$5k	6 May 2026	—
3.75% Current	Semi-annually	$5k	6 May 2026	—
3.75% Current	Quarterly	$5k	6 May 2026	—
3.80% Current	Annually	$5k	6 May 2026	—