See NAB's term deposit rate history and current term options. As of October 2026, NAB's strongest current rates are on longer-term deposits, with up to 5.30% p.a. on a 1yr term. Shorter terms currently reach 3.50% p.a. for 6mo. Compare all current term deposit rates to see how NAB compares with other Australian banks today.
3mo term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
3.35%
Current
At maturity
$5k
12 Apr 2026
—
6mo term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
3.50%
Current
Semi-annually
$5k
14 Apr 2026
—
1yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
5.30%
Current
At maturity
$5k
22 Sep 2026
—
5.25%
Current
Semi-annually
$5k
22 Sep 2026
—
5.20%
Current
Monthly
$5k
22 Sep 2026
—
5.20%
Current
Quarterly
$5k
22 Sep 2026
—
5.10%
Quarterly
$5k
15 Sep 2026
22 Sep 2026
5.10%
Monthly
$5k
15 Sep 2026
22 Sep 2026
5.15%
Semi-annually
$5k
15 Sep 2026
22 Sep 2026
5.20%
At maturity
$5k
15 Sep 2026
22 Sep 2026
5.05%
Monthly
$5k
22 Aug 2026
15 Sep 2026
5.10%
Semi-annually
$5k
22 Aug 2026
15 Sep 2026
5.05%
Quarterly
$5k
22 Aug 2026
15 Sep 2026
5.15%
At maturity
$5k
22 Aug 2026
15 Sep 2026
5.20%
Semi-annually
$5k
26 May 2026
22 Aug 2026
5.25%
At maturity
$5k
26 May 2026
22 Aug 2026
5.15%
Monthly
$5k
26 May 2026
22 Aug 2026
5.15%
Quarterly
$5k
26 May 2026
22 Aug 2026
18mo term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
4.90%
Current
Monthly
$5k
12 Oct 2026
—
5.00%
Current
At maturity
$5k
12 Oct 2026
—
4.90%
Current
Quarterly
$5k
12 Oct 2026
—
4.95%
Current
Semi-annually
$5k
12 Oct 2026
—
4.90%
Quarterly
$5k
21 Sep 2026
12 Oct 2026
5.00%
At maturity
$5k
21 Sep 2026
12 Oct 2026
4.95%
Semi-annually
$5k
21 Sep 2026
12 Oct 2026
4.90%
Monthly
$5k
21 Sep 2026
12 Oct 2026
5.00%
At maturity
$5k
14 Sep 2026
21 Sep 2026
4.90%
Monthly
$5k
14 Sep 2026
21 Sep 2026
4.95%
Semi-annually
$5k
14 Sep 2026
21 Sep 2026
4.90%
Quarterly
$5k
14 Sep 2026
21 Sep 2026
4.90%
Monthly
$5k
7 Sep 2026
14 Sep 2026
4.95%
Semi-annually
$5k
7 Sep 2026
14 Sep 2026
4.90%
Quarterly
$5k
7 Sep 2026
14 Sep 2026
5.00%
At maturity
$5k
7 Sep 2026
14 Sep 2026
4.90%
Monthly
$5k
31 Aug 2026
7 Sep 2026
4.95%
Semi-annually
$5k
31 Aug 2026
7 Sep 2026
5.00%
At maturity
$5k
31 Aug 2026
7 Sep 2026
4.90%
Quarterly
$5k
31 Aug 2026
7 Sep 2026
4.95%
Semi-annually
$5k
24 Aug 2026
31 Aug 2026
5.00%
At maturity
$5k
24 Aug 2026
31 Aug 2026
4.90%
Quarterly
$5k
24 Aug 2026
31 Aug 2026
4.90%
Monthly
$5k
24 Aug 2026
31 Aug 2026
5.00%
At maturity
$5k
22 Aug 2026
24 Aug 2026
4.90%
Monthly
$5k
22 Aug 2026
24 Aug 2026
4.95%
Semi-annually
$5k
22 Aug 2026
24 Aug 2026
4.90%
Quarterly
$5k
22 Aug 2026
24 Aug 2026
5.15%
Semi-annually
$5k
17 Aug 2026
22 Aug 2026
5.20%
At maturity
$5k
17 Aug 2026
22 Aug 2026
5.10%
Quarterly
$5k
17 Aug 2026
22 Aug 2026
5.10%
Monthly
$5k
17 Aug 2026
22 Aug 2026
5.15%
Semi-annually
$5k
10 Aug 2026
17 Aug 2026
5.20%
At maturity
$5k
10 Aug 2026
17 Aug 2026
5.10%
Quarterly
$5k
10 Aug 2026
17 Aug 2026
5.10%
Monthly
$5k
10 Aug 2026
17 Aug 2026
5.20%
At maturity
$5k
3 Aug 2026
10 Aug 2026
5.10%
Quarterly
$5k
3 Aug 2026
10 Aug 2026
5.15%
Semi-annually
$5k
3 Aug 2026
10 Aug 2026
5.10%
Monthly
$5k
3 Aug 2026
10 Aug 2026
5.10%
Monthly
$5k
27 Jul 2026
3 Aug 2026
5.20%
At maturity
$5k
27 Jul 2026
3 Aug 2026
5.10%
Quarterly
$5k
27 Jul 2026
3 Aug 2026
5.15%
Semi-annually
$5k
27 Jul 2026
3 Aug 2026
5.20%
At maturity
$5k
20 Jul 2026
27 Jul 2026
5.10%
Quarterly
$5k
20 Jul 2026
27 Jul 2026
5.15%
Semi-annually
$5k
20 Jul 2026
27 Jul 2026
5.10%
Monthly
$5k
20 Jul 2026
27 Jul 2026
5.20%
At maturity
$5k
13 Jul 2026
13 Jul 2026
5.15%
Semi-annually
$5k
13 Jul 2026
13 Jul 2026
5.10%
Monthly
$5k
13 Jul 2026
13 Jul 2026
5.20%
At maturity
$5k
13 Jul 2026
20 Jul 2026
5.10%
Quarterly
$5k
13 Jul 2026
20 Jul 2026
5.15%
Semi-annually
$5k
13 Jul 2026
20 Jul 2026
5.10%
Monthly
$5k
13 Jul 2026
20 Jul 2026
5.20%
At maturity
$5k
13 Jul 2026
13 Jul 2026
5.10%
Quarterly
$5k
13 Jul 2026
13 Jul 2026
5.15%
Semi-annually
$5k
13 Jul 2026
13 Jul 2026
5.10%
Monthly
$5k
13 Jul 2026
13 Jul 2026
5.10%
Quarterly
$5k
13 Jul 2026
13 Jul 2026
5.20%
At maturity
$5k
6 Jul 2026
13 Jul 2026
5.10%
Monthly
$5k
6 Jul 2026
13 Jul 2026
5.15%
Semi-annually
$5k
6 Jul 2026
13 Jul 2026
5.10%
Quarterly
$5k
6 Jul 2026
13 Jul 2026
5.20%
At maturity
$5k
29 Jun 2026
6 Jul 2026
5.10%
Monthly
$5k
29 Jun 2026
6 Jul 2026
5.10%
Quarterly
$5k
29 Jun 2026
6 Jul 2026
5.15%
Semi-annually
$5k
29 Jun 2026
6 Jul 2026
5.15%
Semi-annually
$5k
27 Jun 2026
29 Jun 2026
5.10%
Monthly
$5k
27 Jun 2026
29 Jun 2026
5.10%
Quarterly
$5k
27 Jun 2026
29 Jun 2026
5.20%
At maturity
$5k
27 Jun 2026
29 Jun 2026
5.10%
Monthly
$5k
22 Jun 2026
26 Jun 2026
5.10%
Quarterly
$5k
22 Jun 2026
26 Jun 2026
5.20%
At maturity
$5k
22 Jun 2026
26 Jun 2026
5.15%
Semi-annually
$5k
22 Jun 2026
26 Jun 2026
5.10%
Monthly
$5k
15 Jun 2026
22 Jun 2026
5.20%
At maturity
$5k
15 Jun 2026
22 Jun 2026
5.10%
Quarterly
$5k
15 Jun 2026
22 Jun 2026
5.15%
Semi-annually
$5k
15 Jun 2026
22 Jun 2026
5.10%
Quarterly
$5k
8 Jun 2026
15 Jun 2026
5.20%
At maturity
$5k
8 Jun 2026
15 Jun 2026
5.10%
Monthly
$5k
8 Jun 2026
15 Jun 2026
5.15%
Semi-annually
$5k
8 Jun 2026
15 Jun 2026
5.10%
Monthly
$5k
1 Jun 2026
8 Jun 2026
5.15%
Semi-annually
$5k
1 Jun 2026
8 Jun 2026
5.20%
At maturity
$5k
1 Jun 2026
8 Jun 2026
5.10%
Quarterly
$5k
1 Jun 2026
8 Jun 2026
2yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
4.95%
Current
Semi-annually
$5k
22 Aug 2026
—
5.00%
Current
Annually
$5k
22 Aug 2026
—
4.90%
Current
Quarterly
$5k
22 Aug 2026
—
4.90%
Current
Monthly
$5k
22 Aug 2026
—
5.10%
Quarterly
$5k
6 May 2026
22 Aug 2026
5.15%
Semi-annually
$5k
6 May 2026
22 Aug 2026
5.10%
Monthly
$5k
6 May 2026
22 Aug 2026
5.20%
Annually
$5k
6 May 2026
22 Aug 2026
3yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
3.75%
Current
Quarterly
$5k
6 May 2026
—
3.75%
Current
Monthly
$5k
6 May 2026
—
3.80%
Current
Annually
$5k
6 May 2026
—
3.75%
Current
Semi-annually
$5k
6 May 2026
—
5yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
3.75%
Current
Quarterly
$5k
6 May 2026
—
3.80%
Current
Annually
$5k
6 May 2026
—
3.75%
Current
Monthly
$5k
6 May 2026
—
3.75%
Current
Semi-annually
$5k
6 May 2026
—
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