See Macquarie Bank's term deposit rate history and current term options. As of July 2026, Macquarie Bank's strongest current rates are on longer-term deposits, with up to 5.20% p.a. on a 1yr term. Shorter terms currently reach 5.10% p.a. for 6mo. Compare all current term deposit rates to see how Macquarie Bank compares with other Australian banks today.
3mo term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
4.98%
Current
Monthly
$5k
24 Jun 2026
—
5.00%
Current
Quarterly
$5k
24 Jun 2026
—
4.95%
Quarterly
$5k
10 Jun 2026
24 Jun 2026
4.93%
Monthly
$5k
10 Jun 2026
24 Jun 2026
4.88%
Monthly
No minimum
6 May 2026
10 Jun 2026
4.90%
Quarterly
No minimum
6 May 2026
10 Jun 2026
6mo term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
5.10%
Current
Semi-annually
$5k
24 Jun 2026
—
5.05%
Current
Monthly
$5k
24 Jun 2026
—
5.07%
Current
Quarterly
$5k
24 Jun 2026
—
5.12%
Quarterly
No minimum
13 May 2026
24 Jun 2026
5.15%
Semi-annually
No minimum
13 May 2026
24 Jun 2026
5.10%
Monthly
No minimum
13 May 2026
24 Jun 2026
1yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
5.08%
Current
Monthly
$5k
8 Jul 2026
—
5.10%
Current
Quarterly
$5k
8 Jul 2026
—
5.20%
Current
At maturity
$5k
8 Jul 2026
—
5.13%
Current
Semi-annually
$5k
8 Jul 2026
—
5.15%
Quarterly
$5k
24 Jun 2026
8 Jul 2026
5.25%
At maturity
$5k
24 Jun 2026
8 Jul 2026
5.18%
Semi-annually
$5k
24 Jun 2026
8 Jul 2026
5.13%
Monthly
$5k
24 Jun 2026
8 Jul 2026
5.22%
Monthly
No minimum
6 May 2026
24 Jun 2026
5.25%
Quarterly
No minimum
6 May 2026
24 Jun 2026
5.35%
At maturity
No minimum
6 May 2026
24 Jun 2026
5.28%
Semi-annually
No minimum
6 May 2026
24 Jun 2026
2yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
1.99%
Current
Quarterly
$5k
10 Jun 2026
—
2.00%
Current
At maturity
$5k
10 Jun 2026
—
1.98%
Current
Monthly
$5k
10 Jun 2026
—
1.99%
Current
Semi-annually
$5k
10 Jun 2026
—
3.57%
Semi-annually
No minimum
2 Apr 2026
10 Jun 2026
3.54%
Monthly
No minimum
2 Apr 2026
10 Jun 2026
3.55%
Quarterly
No minimum
2 Apr 2026
10 Jun 2026
3.60%
At maturity
No minimum
19 Mar 2026
10 Jun 2026
3yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
1.99%
Current
Quarterly
$5k
10 Jun 2026
—
2.00%
Current
At maturity
$5k
10 Jun 2026
—
1.99%
Current
Semi-annually
$5k
10 Jun 2026
—
1.98%
Current
Monthly
$5k
10 Jun 2026
—
3.60%
Quarterly
No minimum
2 Apr 2026
10 Jun 2026
3.62%
Semi-annually
No minimum
2 Apr 2026
10 Jun 2026
3.59%
Monthly
No minimum
2 Apr 2026
10 Jun 2026
3.65%
At maturity
No minimum
19 Mar 2026
10 Jun 2026
5yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
1.99%
Current
Quarterly
$5k
10 Jun 2026
—
2.00%
Current
At maturity
$5k
10 Jun 2026
—
1.98%
Current
Monthly
$5k
10 Jun 2026
—
1.99%
Current
Semi-annually
$5k
10 Jun 2026
—
3.76%
Semi-annually
No minimum
2 Apr 2026
10 Jun 2026
3.75%
Quarterly
No minimum
2 Apr 2026
10 Jun 2026
3.74%
Monthly
No minimum
2 Apr 2026
10 Jun 2026
3.80%
At maturity
No minimum
19 Mar 2026
10 Jun 2026
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