IMB Bank — Rate History

See IMB Bank's term deposit rate history and current term options. As of June 2026, IMB Bank's strongest current rates are on longer-term deposits, with up to 5.25% p.a. on a 1yr term. Shorter terms currently reach 5.10% p.a. for 6mo. Compare all current term deposit rates to see how IMB Bank compares with other Australian banks today.

3mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.60% Current	Quarterly	$5k	20 May 2026	—

6mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.10% Current	Semi-annually	$5k	11 Jun 2026	—
5.00%	Semi-annually	$5k	15 Apr 2026	11 Jun 2026

1yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.13% Current	Monthly	$5k	20 May 2026	—
5.25% Current	At maturity	$5k	20 May 2026	—

2yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.40% Current	Monthly	$5k	2 Apr 2026	—
4.50% Current	At maturity	$5k	2 Apr 2026	—

3yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.50% Current	At maturity	$5k	2 Apr 2026	—

5yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
2.25% Current	Semi-annually	$1k	2 Apr 2026	—
2.20% Current	Monthly	$5k	2 Apr 2026	—
4.00% Current	At maturity	$5k	2 Apr 2026	—