See IMB Bank's term deposit rate history and current term options. As of October 2026, IMB Bank's strongest current rates are on longer-term deposits, with up to 5.15% p.a. on a 1yr term. Shorter terms currently reach 5.00% p.a. for 6mo. Compare all current term deposit rates to see how IMB Bank compares with other Australian banks today.
3mo term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
4.90%
Current
Quarterly
$5k
2 Oct 2026
—
5.00%
Quarterly
$5k
5 Aug 2026
2 Oct 2026
4.60%
Quarterly
$5k
20 May 2026
5 Aug 2026
6mo term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
5.00%
Current
Semi-annually
$5k
2 Oct 2026
—
5.10%
Semi-annually
$5k
11 Jun 2026
2 Oct 2026
5.00%
Semi-annually
$5k
15 Apr 2026
11 Jun 2026
1yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
5.15%
Current
At maturity
$5k
2 Sep 2026
—
5.03%
Current
Monthly
$5k
2 Sep 2026
—
5.13%
Monthly
$5k
20 May 2026
2 Sep 2026
5.25%
At maturity
$5k
20 May 2026
2 Sep 2026
2yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
4.40%
Current
Monthly
$5k
2 Apr 2026
—
4.50%
Current
At maturity
$5k
2 Apr 2026
—
3yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
4.50%
Current
At maturity
$5k
2 Apr 2026
—
5yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
4.00%
Current
At maturity
$5k
2 Apr 2026
—
2.20%
Current
Monthly
$5k
2 Apr 2026
—
2.25%
Current
Semi-annually
$1k
2 Apr 2026
—
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