Great Southern Bank — Rate History

See Great Southern Bank's term deposit rate history and current term options. As of July 2026, Great Southern Bank's strongest current rates are on longer-term deposits, with up to 5.35% p.a. on a 1yr term. Shorter terms currently reach 5.20% p.a. for 6mo. Compare all current term deposit rates to see how Great Southern Bank compares with other Australian banks today.

3mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.40% Current	At maturity	$5k	8 Jul 2026	—
4.90%	Monthly	$5k	4 Jul 2026	8 Jul 2026
5.00%	Quarterly	$5k	4 Jul 2026	8 Jul 2026
4.40%	At maturity	No minimum	12 May 2026	4 Jul 2026

6mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.20% Current	At maturity	$5k	8 Jul 2026	—
4.55%	Semi-annually	$5k	4 Jul 2026	8 Jul 2026
4.45%	Monthly	$5k	4 Jul 2026	8 Jul 2026
5.20%	At maturity	$5k	20 May 2026	4 Jul 2026

1yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.35% Current	Annually	$5k	1 Jul 2026	—
5.25% Current	Monthly	$5k	1 Jul 2026	—
5.55%	Annually	$5k	9 Jun 2026	1 Jul 2026
5.45%	Monthly	$5k	9 Jun 2026	1 Jul 2026
5.45%	Annually	$5k	20 May 2026	9 Jun 2026
5.35%	Monthly	$5k	20 May 2026	9 Jun 2026

18mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
2.40% Current	Annually	$5k	8 Jul 2026	—
2.30% Current	Monthly	$5k	8 Jul 2026	—
3.30%	Annually	No minimum	2 Apr 2026	8 Jul 2026
3.20%	Monthly	No minimum	2 Apr 2026	8 Jul 2026

2yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.25% Current	Monthly	No minimum	2 Apr 2026	—
4.35% Current	Annually	No minimum	2 Apr 2026	—

3yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.15% Current	Monthly	No minimum	2 Apr 2026	—
5.25% Current	Annually	No minimum	2 Apr 2026	—

5yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.35% Current	Annually	$5k	1 Jul 2026	—
5.25% Current	Monthly	$5k	1 Jul 2026	—
5.50%	Monthly	No minimum	2 Apr 2026	1 Jul 2026
5.60%	Annually	No minimum	2 Apr 2026	1 Jul 2026