See Commonwealth Bank's term deposit rate history and current term options. As of July 2026, Commonwealth Bank's strongest current rates are on longer-term deposits, with up to 5.25% p.a. on a 2yr term. Shorter terms currently reach 3.50% p.a. for 6mo. Compare all current term deposit rates to see how Commonwealth Bank compares with other Australian banks today.
3mo term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
3.35%
Current
Semi-annually
$50k
14 Apr 2026
—
3.35%
Current
Annually
$50k
8 Apr 2026
—
3.30%
Current
Monthly
$50k
8 Apr 2026
—
6mo term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
3.50%
Current
Semi-annually
$50k
14 Apr 2026
—
3.45%
Current
Monthly
$50k
8 Apr 2026
—
3.50%
Current
Annually
$50k
8 Apr 2026
—
1yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
4.75%
Current
Annually
$5k
20 May 2026
—
4.65%
Current
Monthly
$5k
20 May 2026
—
4.70%
Current
Semi-annually
$5k
20 May 2026
—
18mo term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
4.45%
Current
Monthly
$50k
6 Jul 2026
—
4.50%
Current
Semi-annually
$50k
6 Jul 2026
—
4.55%
Current
Annually
$50k
6 Jul 2026
—
4.55%
Annually
$50k
29 Jun 2026
6 Jul 2026
4.45%
Monthly
$50k
29 Jun 2026
6 Jul 2026
4.50%
Semi-annually
$50k
29 Jun 2026
6 Jul 2026
4.55%
Annually
$50k
27 Jun 2026
29 Jun 2026
4.45%
Monthly
$50k
27 Jun 2026
29 Jun 2026
4.50%
Semi-annually
$50k
27 Jun 2026
29 Jun 2026
4.55%
Annually
$50k
22 Jun 2026
26 Jun 2026
4.50%
Semi-annually
$50k
22 Jun 2026
26 Jun 2026
4.45%
Monthly
$50k
22 Jun 2026
26 Jun 2026
4.45%
Monthly
$50k
15 Jun 2026
22 Jun 2026
4.55%
Annually
$50k
15 Jun 2026
22 Jun 2026
4.50%
Semi-annually
$50k
15 Jun 2026
22 Jun 2026
4.45%
Monthly
$50k
8 Jun 2026
15 Jun 2026
4.55%
Annually
$50k
8 Jun 2026
15 Jun 2026
4.50%
Semi-annually
$50k
8 Jun 2026
15 Jun 2026
4.55%
Annually
$50k
1 Jun 2026
8 Jun 2026
4.45%
Monthly
$50k
1 Jun 2026
8 Jun 2026
4.50%
Semi-annually
$50k
1 Jun 2026
8 Jun 2026
2yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
5.20%
Current
Semi-annually
$50k
6 Jul 2026
—
5.15%
Current
Monthly
$50k
6 Jul 2026
—
5.25%
Current
Annually
$50k
6 Jul 2026
—
5.15%
Monthly
$50k
1 May 2026
6 Jul 2026
5.20%
Semi-annually
$50k
1 May 2026
6 Jul 2026
5.25%
Annually
$50k
1 May 2026
6 Jul 2026
3yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
4.50%
Current
Monthly
$50k
6 Jul 2026
—
4.60%
Current
Annually
$50k
6 Jul 2026
—
4.55%
Current
Semi-annually
$50k
6 Jul 2026
—
4.60%
Annually
$50k
29 Jun 2026
6 Jul 2026
4.55%
Semi-annually
$50k
29 Jun 2026
6 Jul 2026
4.50%
Monthly
$50k
29 Jun 2026
6 Jul 2026
4.60%
Annually
$50k
27 Jun 2026
29 Jun 2026
4.55%
Semi-annually
$50k
27 Jun 2026
29 Jun 2026
4.50%
Monthly
$50k
27 Jun 2026
29 Jun 2026
4.60%
Annually
$50k
22 Jun 2026
26 Jun 2026
4.55%
Semi-annually
$50k
22 Jun 2026
26 Jun 2026
4.50%
Monthly
$50k
22 Jun 2026
26 Jun 2026
4.50%
Monthly
$50k
15 Jun 2026
22 Jun 2026
4.60%
Annually
$50k
15 Jun 2026
22 Jun 2026
4.55%
Semi-annually
$50k
15 Jun 2026
22 Jun 2026
4.60%
Annually
$50k
8 Jun 2026
15 Jun 2026
4.55%
Semi-annually
$50k
8 Jun 2026
15 Jun 2026
4.50%
Monthly
$50k
8 Jun 2026
15 Jun 2026
4.50%
Monthly
$50k
1 Jun 2026
8 Jun 2026
4.60%
Annually
$50k
1 Jun 2026
8 Jun 2026
4.55%
Semi-annually
$50k
1 Jun 2026
8 Jun 2026
5yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
3.90%
Monthly
$50k
2 Apr 2026
8 Jul 2026
3.95%
Semi-annually
$50k
2 Apr 2026
8 Jul 2026
4.00%
Annually
$50k
19 Mar 2026
8 Jul 2026
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