See Bank Australia's term deposit rate history and current term options. As of October 2026, Bank Australia's strongest current rates are on longer-term deposits, with up to 5.50% p.a. on a 1yr term. Shorter terms currently reach 5.30% p.a. for 6mo. Compare all current term deposit rates to see how Bank Australia compares with other Australian banks today.
3mo term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
5.10%
Current
Quarterly
$500
23 Sep 2026
—
5.05%
Quarterly
$500
26 Aug 2026
23 Sep 2026
5.00%
Quarterly
$500
20 May 2026
26 Aug 2026
6mo term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
5.20%
Current
Monthly
$500
2 Sep 2026
—
5.30%
Current
Semi-annually
$500
2 Sep 2026
—
5.10%
Monthly
$500
20 May 2026
2 Sep 2026
5.20%
Semi-annually
$500
20 May 2026
2 Sep 2026
1yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
5.50%
Current
At maturity
$500
16 Sep 2026
—
5.40%
At maturity
$500
9 Sep 2026
16 Sep 2026
5.35%
At maturity
$500
2 Sep 2026
9 Sep 2026
5.25%
At maturity
$500
26 Aug 2026
2 Sep 2026
5.30%
At maturity
$500
9 Jul 2026
26 Aug 2026
5.40%
At maturity
$500
1 Jul 2026
9 Jul 2026
5.45%
At maturity
$500
25 Jun 2026
1 Jul 2026
5.35%
At maturity
$500
12 May 2026
25 Jun 2026
18mo term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
3.55%
Current
At maturity
$500
13 Oct 2026
—
3.55%
At maturity
$500
21 Sep 2026
12 Oct 2026
3.55%
At maturity
$500
14 Sep 2026
21 Sep 2026
3.55%
At maturity
$500
7 Sep 2026
14 Sep 2026
3.55%
At maturity
$500
31 Aug 2026
7 Sep 2026
3.55%
At maturity
$500
24 Aug 2026
31 Aug 2026
3.55%
At maturity
$500
17 Aug 2026
24 Aug 2026
3.55%
At maturity
$500
11 Aug 2026
17 Aug 2026
3.55%
At maturity
$500
27 Jul 2026
10 Aug 2026
3.55%
At maturity
$500
20 Jul 2026
27 Jul 2026
3.55%
At maturity
$500
13 Jul 2026
13 Jul 2026
3.55%
At maturity
$500
13 Jul 2026
20 Jul 2026
3.55%
At maturity
$500
13 Jul 2026
13 Jul 2026
3.55%
At maturity
$500
6 Jul 2026
13 Jul 2026
3.55%
At maturity
$500
29 Jun 2026
6 Jul 2026
3.55%
At maturity
$500
27 Jun 2026
29 Jun 2026
3.55%
At maturity
$500
24 Jun 2026
26 Jun 2026
2yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
5.40%
Current
At maturity
$500
23 Sep 2026
—
5.10%
At maturity
$500
9 Jul 2026
23 Sep 2026
5.20%
At maturity
$500
12 May 2026
9 Jul 2026
3yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
5.40%
Current
At maturity
$500
23 Sep 2026
—
5.00%
At maturity
$500
9 Jul 2026
23 Sep 2026
5.10%
At maturity
$500
12 May 2026
9 Jul 2026
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