See ANZ's term deposit rate history and current term options. As of August 2026, ANZ's strongest current rates are on longer-term deposits, with up to 5.25% p.a. on a 1yr term. Shorter terms currently reach 5.10% p.a. for 6mo. Compare all current term deposit rates to see how ANZ compares with other Australian banks today.
3mo term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
3.34%
Current
Monthly
$5k
27 May 2026
—
3.35%
Current
At maturity
$5k
24 Apr 2026
—
6mo term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
5.05%
Current
Monthly
$5k
15 Jul 2026
—
5.10%
Current
At maturity
$5k
15 Jul 2026
—
5.07%
Current
Quarterly
$5k
15 Jul 2026
—
4.97%
Quarterly
$5k
26 Jun 2026
15 Jul 2026
5.00%
At maturity
$5k
26 Jun 2026
15 Jul 2026
4.95%
Monthly
$5k
26 Jun 2026
15 Jul 2026
3.47%
Monthly
$5k
27 May 2026
26 Jun 2026
3.50%
At maturity
$5k
27 May 2026
26 Jun 2026
3.48%
Quarterly
$5k
27 May 2026
26 Jun 2026
1yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
5.15%
Current
Quarterly
$5k
20 Aug 2026
—
5.18%
Current
Semi-annually
$5k
20 Aug 2026
—
5.13%
Current
Monthly
$5k
20 Aug 2026
—
5.25%
Current
Annually
$5k
20 Aug 2026
—
5.30%
Annually
$5k
28 May 2026
20 Aug 2026
5.23%
Semi-annually
$5k
28 May 2026
20 Aug 2026
5.18%
Monthly
$5k
28 May 2026
20 Aug 2026
5.20%
Quarterly
$5k
28 May 2026
20 Aug 2026
18mo term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
5.13%
Current
Monthly
$5k
20 Aug 2026
—
5.25%
Current
Annually
$5k
20 Aug 2026
—
5.15%
Current
Quarterly
$5k
20 Aug 2026
—
5.18%
Current
Semi-annually
$5k
20 Aug 2026
—
5.18%
Monthly
$5k
22 Jun 2026
20 Aug 2026
5.23%
Semi-annually
$5k
22 Jun 2026
20 Aug 2026
5.20%
Quarterly
$5k
22 Jun 2026
20 Aug 2026
5.30%
Annually
$5k
22 Jun 2026
20 Aug 2026
5.23%
Semi-annually
$5k
15 Jun 2026
22 Jun 2026
5.30%
Annually
$5k
15 Jun 2026
22 Jun 2026
5.20%
Quarterly
$5k
15 Jun 2026
22 Jun 2026
5.18%
Monthly
$5k
15 Jun 2026
22 Jun 2026
5.30%
Annually
$5k
8 Jun 2026
15 Jun 2026
5.20%
Quarterly
$5k
8 Jun 2026
15 Jun 2026
5.23%
Semi-annually
$5k
8 Jun 2026
15 Jun 2026
5.18%
Monthly
$5k
8 Jun 2026
15 Jun 2026
5.23%
Semi-annually
$5k
1 Jun 2026
8 Jun 2026
5.20%
Quarterly
$5k
1 Jun 2026
8 Jun 2026
5.30%
Annually
$5k
1 Jun 2026
8 Jun 2026
5.18%
Monthly
$5k
1 Jun 2026
8 Jun 2026
2yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
4.89%
Current
Monthly
$5k
15 Jul 2026
—
5.00%
Current
Annually
$5k
15 Jul 2026
—
4.91%
Current
Quarterly
$5k
15 Jul 2026
—
4.94%
Current
Semi-annually
$5k
15 Jul 2026
—
5.15%
Quarterly
$5k
28 May 2026
15 Jul 2026
5.25%
Annually
$5k
28 May 2026
15 Jul 2026
5.13%
Monthly
$5k
28 May 2026
15 Jul 2026
5.18%
Semi-annually
$5k
28 May 2026
15 Jul 2026
3yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
4.51%
Current
Monthly
$5k
27 May 2026
—
4.55%
Current
Semi-annually
$5k
27 May 2026
—
4.52%
Current
Quarterly
$5k
27 May 2026
—
4.60%
Current
Annually
$5k
27 May 2026
—
5yr term
Rate p.a.
Interest paid
Min deposit
Valid from
Valid to
3.93%
Current
Monthly
$5k
27 May 2026
—
3.96%
Current
Semi-annually
$5k
27 May 2026
—
3.94%
Current
Quarterly
$5k
27 May 2026
—
4.00%
Current
Annually
$5k
27 May 2026
—
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