Newcastle Permanent — Rate History

See Newcastle Permanent's term deposit rate history and current term options. As of September 2026, Newcastle Permanent's strongest current rates are on longer-term deposits, with up to 5.30% p.a. on a 1yr term. Shorter terms currently reach 5.10% p.a. for 6mo. Compare all current term deposit rates to see how Newcastle Permanent compares with other Australian banks today.

3mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.50% Current	At maturity	$1k	14 Apr 2026	—
4.40% Current	Monthly	$1k	14 Apr 2026	—

6mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.00% Current	Monthly	$1k	27 Jul 2026	—
5.10% Current	At maturity	$1k	27 Jul 2026	—
5.00%	At maturity	$1k	14 Apr 2026	27 Jul 2026
4.90%	Monthly	$1k	14 Apr 2026	27 Jul 2026

1yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.20% Current	Monthly	$1k	28 Sep 2026	—
5.30% Current	At maturity	$1k	28 Sep 2026	—
5.20% Current	Quarterly	$1k	28 Sep 2026	—
5.20% Current	Semi-annually	$1k	28 Sep 2026	—
5.15%	Monthly	$1k	20 Jul 2026	28 Sep 2026
5.25%	At maturity	$1k	20 Jul 2026	28 Sep 2026
5.15%	Quarterly	$1k	20 Jul 2026	28 Sep 2026
5.15%	Semi-annually	$1k	20 Jul 2026	28 Sep 2026
5.25%	Semi-annually	$1k	25 May 2026	20 Jul 2026
5.25%	Monthly	$1k	25 May 2026	20 Jul 2026
5.35%	At maturity	$1k	25 May 2026	20 Jul 2026
5.25%	Quarterly	$1k	25 May 2026	20 Jul 2026

2yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
4.15% Current	Quarterly	$1k	25 May 2026	—
4.25% Current	Annually	$1k	25 May 2026	—
4.15% Current	Monthly	$1k	25 May 2026	—
4.15% Current	Semi-annually	$1k	25 May 2026	—

3yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
3.65% Current	Quarterly	$1k	25 May 2026	—
3.65% Current	Monthly	$1k	25 May 2026	—
3.75% Current	Annually	$1k	25 May 2026	—
3.65% Current	Semi-annually	$1k	25 May 2026	—

5yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
3.45% Current	Quarterly	$1k	25 May 2026	—
3.55% Current	Annually	$1k	25 May 2026	—
3.45% Current	Monthly	$1k	25 May 2026	—
3.45% Current	Semi-annually	$1k	25 May 2026	—