MyState Bank — Rate History

See MyState Bank's term deposit rate history and current term options. As of August 2026, MyState Bank's strongest current rates are on longer-term deposits, with up to 5.30% p.a. on a 1yr term. Shorter terms currently reach 5.20% p.a. for 6mo. Compare all current term deposit rates to see how MyState Bank compares with other Australian banks today.

3mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.00% Current	Quarterly	$5k	11 Aug 2026	—
5.05%	Quarterly	No minimum	3 Jun 2026	11 Aug 2026
4.85%	Quarterly	No minimum	23 Apr 2026	3 Jun 2026

6mo term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.20% Current	Semi-annually	$5k	11 Aug 2026	—
5.30%	Semi-annually	$5k	3 Jun 2026	11 Aug 2026
5.25%	Semi-annually	No minimum	23 Apr 2026	3 Jun 2026

1yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
5.30% Current	At maturity	$5k	11 Aug 2026	—
5.40%	At maturity	No minimum	23 Apr 2026	11 Aug 2026

2yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
3.40% Current	Monthly	$5k	11 Aug 2026	—
5.15% Current	At maturity	No minimum	8 May 2026	—

3yr term

Rate p.a.	Interest paid	Min deposit	Valid from	Valid to
3.15% Current	Monthly	No minimum	23 Apr 2026	—
4.25% Current	At maturity	No minimum	23 Apr 2026	—