Greater Bank

Credit union
www.greater.com.au ↗
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Greater Bank offers term deposits from 3-month to 5-year. Its highest current rate is 5.35% p.a. for a 1-year term, with interest paid at maturity and a $5k minimum deposit. Compare Greater Bank's current rates with the highest term deposit rates in Australia to see whether it is competitive right now.

Best available rate

5.35% p.a.

1-year term · At maturity · Min. $5k

This is one of Greater Bank's strongest current rates, but higher rates may be available across other lenders or terms.

Current Rates

Last updated 2 July 2026 Rates are sourced from publicly available bank data and updated regularly.

Compare Greater Bank against all current term deposit rates or browse by term: 3-month, 6-month, 1-year, 18-month, 2-year, 3-year, 5-year.

Term Rate p.a. Interest paid Min deposit Since
3mo 4.50% At maturity $5k 26 Jun 2026
See all 3-month rates →
6mo 5.00% At maturity $5k 26 Jun 2026
See all 6-month rates →
1yr 5.35% At maturity $5k 25 May 2026
See all 1-year rates →
18mo 3.00% Semi-annually $5k 12 Apr 2026
2.90% Monthly $5k 12 Apr 2026
See all 18-month rates →
2yr 4.25% Semi-annually $5k 25 May 2026
4.15% Monthly $5k 25 May 2026
See all 2-year rates →
3yr 3.75% Semi-annually $5k 25 May 2026
3.65% Monthly $5k 25 May 2026
See all 3-year rates →
5yr 3.55% Semi-annually $5k 25 May 2026
3.45% Monthly $5k 25 May 2026
See all 5-year rates →

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Greater Bank term deposit FAQs

What is Greater Bank's best term deposit rate?

Greater Bank's best current term deposit rate is 5.35% p.a. for a 1-year term, with interest paid at maturity. Compare this with all Australian banks →

What is Greater Bank's best 12-month term deposit rate?

Greater Bank's best current 12-month term deposit rate is 5.35% p.a., with interest paid at maturity. Compare 12-month rates across all banks →

What is the minimum deposit for a Greater Bank term deposit?

The lowest minimum deposit currently available for a Greater Bank term deposit is $5,000. Minimum deposits can vary by term length — check the rates table above for details.

Are Greater Bank's term deposit rates competitive right now?

Greater Bank's best current rate is 5.35% p.a. for a 1-year term. Compare this against the current leaders to see where it sits in the market: See the best term deposit rates in Australia →

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