Defence Bank

Credit union
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Defence Bank offers term deposits from 3-month to 2-year. Its highest current rate is 5.25% p.a. for a 2-year term, with interest paid annually and a $1k minimum deposit. Its 1-year rate currently reaches 5.20% p.a. Compare Defence Bank's current rates with the highest term deposit rates in Australia to see whether it is competitive right now.

Best available rate

5.25% p.a.

2-year term · Annually · Min. $1k

This is one of Defence Bank's strongest current rates, but higher rates may be available across other lenders or terms.

Current Rates

Last updated 9 July 2026 Rates are sourced from publicly available bank data and updated regularly.

Compare Defence Bank against all current term deposit rates or browse by term: 3-month, 6-month, 1-year, 2-year.

Term Rate p.a. Interest paid Min deposit Since
3mo 4.35% Quarterly $1k 8 Jul 2026
See all 3-month rates →
6mo 4.75% Semi-annually $1k 8 Jul 2026
See all 6-month rates →
1yr 5.20% Annually $1k 8 Jul 2026
See all 1-year rates →
2yr 5.25% Annually $1k 8 Jul 2026
See all 2-year rates →

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Defence Bank term deposit FAQs

What is Defence Bank's best term deposit rate?

Defence Bank's best current term deposit rate is 5.25% p.a. for a 2-year term, with interest paid annually. Compare this with all Australian banks →

What is Defence Bank's best 12-month term deposit rate?

Defence Bank's best current 12-month term deposit rate is 5.20% p.a., with interest paid annually. Compare 12-month rates across all banks →

What is the minimum deposit for a Defence Bank term deposit?

The lowest minimum deposit currently available for a Defence Bank term deposit is $1,000. Minimum deposits can vary by term length — check the rates table above for details.

Are Defence Bank's term deposit rates competitive right now?

Defence Bank's best current rate is 5.25% p.a. for a 2-year term. Compare this against the current leaders to see where it sits in the market: See the best term deposit rates in Australia →

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