BOQ
NeoBOQ offers term deposits from 3-month to 3-year. Its highest current rate is 5.25% p.a. for a 1-year term, with interest paid at maturity and a $5k minimum deposit. Compare BOQ's current rates with the highest term deposit rates in Australia to see whether it is competitive right now.
Best available rate
1-year term · At maturity · Min. $5k
This is one of BOQ's strongest current rates, but higher rates may be available across other lenders or terms.
Current Rates
Compare BOQ against all current term deposit rates or browse by term: 3-month, 6-month, 1-year, 2-year, 3-year.
| Term | Rate p.a. | Interest paid | Min deposit | Since | |
|---|---|---|---|---|---|
| 3mo | At maturity | $5k | 8 Jul 2026 | ||
| See all 3-month rates → | |||||
| 6mo | At maturity | $5k | 8 Jul 2026 | ||
| See all 6-month rates → | |||||
| 1yr | At maturity | $5k | 8 Jul 2026 | ||
| See all 1-year rates → | |||||
| 2yr | 2.00% | At maturity | $5k | 6 Jul 2026 | |
| 1.90% | Monthly | $5k | 6 Jul 2026 | ||
| See all 2-year rates → | |||||
| 3yr | 2.00% | At maturity | $5k | 6 Jul 2026 | |
| 1.90% | Monthly | $5k | 6 Jul 2026 | ||
| See all 3-year rates → | |||||
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BOQ term deposit FAQs
What is BOQ's best term deposit rate? ▾
BOQ's best current term deposit rate is 5.25% p.a. for a 1-year term, with interest paid at maturity. Compare this with all Australian banks →
What is BOQ's best 12-month term deposit rate? ▾
BOQ's best current 12-month term deposit rate is 5.25% p.a., with interest paid at maturity. Compare 12-month rates across all banks →
What is the minimum deposit for a BOQ term deposit? ▾
The lowest minimum deposit currently available for a BOQ term deposit is $5,000. Minimum deposits can vary by term length — check the rates table above for details.
Are BOQ's term deposit rates competitive right now? ▾
BOQ's best current rate is 5.25% p.a. for a 1-year term. Compare this against the current leaders to see where it sits in the market: See the best term deposit rates in Australia →