BCU Bank
Credit unionBCU Bank offers term deposits from 3-month to 3-year. Its highest current rate is 5.00% p.a. for a 1-year term, with interest paid at maturity and a $1k minimum deposit. Compare BCU Bank's current rates with the highest term deposit rates in Australia to see whether it is competitive right now.
Best available rate
1-year term · At maturity · Min. $1k
This is one of BCU Bank's strongest current rates, but higher rates may be available across other lenders or terms.
Current Rates
Compare BCU Bank against all current term deposit rates or browse by term: 3-month, 6-month, 1-year, 2-year, 3-year.
| Term | Rate p.a. | Interest paid | Min deposit | Since | |
|---|---|---|---|---|---|
| 3mo | 4.00% | Monthly | $5k | 12 May 2026 | |
| 4.00% | Quarterly | $1k | 12 May 2026 | ||
| See all 3-month rates → | |||||
| 6mo | 4.45% | Semi-annually | $1k | 11 Apr 2026 | |
| 4.40% | At maturity | $5k | 12 May 2026 | ||
| See all 6-month rates → | |||||
| 1yr | At maturity | $1k | 11 Apr 2026 | ||
| 4.15% | Semi-annually | $1k | 11 Apr 2026 | ||
| 4.02% | Quarterly | $1k | 11 Apr 2026 | ||
| See all 1-year rates → | |||||
| 2yr | 3.45% | At maturity | $1k | 11 Apr 2026 | |
| 3.40% | Semi-annually | $1k | 12 May 2026 | ||
| 3.37% | Quarterly | $1k | 12 May 2026 | ||
| See all 2-year rates → | |||||
| 3yr | 3.35% | At maturity | $1k | 11 Apr 2026 | |
| 3.30% | Semi-annually | $1k | 12 May 2026 | ||
| 3.27% | Quarterly | $1k | 12 May 2026 | ||
| See all 3-year rates → | |||||
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BCU Bank term deposit FAQs
What is BCU Bank's best term deposit rate? ▾
BCU Bank's best current term deposit rate is 5.00% p.a. for a 1-year term, with interest paid at maturity. Compare this with all Australian banks →
What is BCU Bank's best 12-month term deposit rate? ▾
BCU Bank's best current 12-month term deposit rate is 5.00% p.a., with interest paid at maturity. Compare 12-month rates across all banks →
What is the minimum deposit for a BCU Bank term deposit? ▾
The lowest minimum deposit currently available for a BCU Bank term deposit is $1,000. Minimum deposits can vary by term length — check the rates table above for details.
Are BCU Bank's term deposit rates competitive right now? ▾
BCU Bank's best current rate is 5.00% p.a. for a 1-year term. Compare this against the current leaders to see where it sits in the market: See the best term deposit rates in Australia →